Defrost your frozen pension.
Live richer, now.
Trace lost UK pensions, simulate retirement, and let the AI Budget Planner find spare cash you didn't know you had — and redirect it into your pension.
Bank-grade encryption. We never sell your data.
Everything you need
A full pension HQ, in your pocket
Pension Trace
Hunt down lost workplace pensions from every UK employer you've ever had.
Retirement Time Machine
Drag sliders, see your future. Live projections that include 20% tax relief.
Here & Now Budget Planner
Find £50–£300/month of painless savings and redirect them straight into your pot.
AI Co-Pilot
Ask anything: 'Roast my spending', 'Should I consolidate?', 'What if I retire at 60?'
Non-Advised Consolidation
A guided wizard to bring scattered pots together. You stay in control.
Privacy first
Encrypted at rest, never sold. Delete your data any time.
The Here & Now
The Budget Planner that
pays you twice.
Most planners scold you. Ours finds the £8 here and £25 there, then shows you exactly how much extra pension that buys — instantly.
- AI Stash Finder: 'You could free up £147/mo — here's how.'
- Subscription Leak Detector: cancel & convert in one tap.
- What-If Lab: sliders show real-time retirement impact.
- Goal Jars with streaks & confetti when you hit milestones.
How it works
Four steps. No spreadsheets.
Tell us your age, current pot and target retirement age. That's it.
Add past employers — we hunt down forgotten pots from across the UK.
The Budget Planner finds painless monthly savings and shows you the impact.
Optionally consolidate (you decide, you act) and watch the projections grow.
Pricing